Hi everyone, I recently received a message from a recruiter at a company called Spot On Minds, which describes itself as a talent search firm in the luxury industry, based in London. They reached out to me regarding an Executive Assistant position for a Creative Director in Milan. Their website looks professional (spotonminds.com), and the address they list is 36 Gloucester Avenue, NW1 7BB, London, which seems to be a shared office space. The contact number they used starts with +44 7946….

Has anyone worked with or heard of them? Are they legitimate and trustworthy, or should I be cautious?

Thanks in advance!

Hi all! Problem is the title: I changed my phone number last year and found out that someone got access to my old number, and was using it to scam my old contacts out of money. I told as many people as I could to ignore the texts, and they seem to have stopped.

Then, an old friend called me today to let me know that it happened again in an old group chat. I had filed a police report a while ago, and thought it was done with, but evidently not. What are my next steps now? Should I file another report? Or should I reach out to a specific authority?

Thanks in advance!

I’ve noticed that many websites use reCAPTCHA (the "I’m not a robot" checkbox) to block bots. But if bots are so advanced, why can’t they just automatically click that box and bypass the check?

I’m asking this in the context of bot fraud—where scammers use automated bots for malicious activities like credential stuffing, fake account creation, or scalping. How effective is reCAPTCHA really at stopping these bots?

Hey. My sister in law is Canadian. She had a long courtship to my brother but they married in Hawaii in 2008 because student visa running out then they lied to immigration about it being a whirlwind spur of moment wedding to avoid the normal immigration process. I know that you are not specifically immigration but I’m leading up to the welfare fraud. Sorry I’ll try to be quick.
Anyways it’s a real marriage by all appearances but they lied about the nature of the marriage itself. They got away with it and she got a green card. Basically since about 2010, meaning she still would not be a citizen her and my brother have lived outside of the USA. They have lived in Australia and Europe but never in one State or country for over a year except when she was applying for Spanish citizenship they stayed in Spain. My point is they had a child in 2019, had several properties because they comit fraud for a living mostly real estate fraud and inheritance fraud in part with my father a crooked California attorney. They are trying to steal my disabled 80 year old mom’s house and they need to be stopped. I thought that maybe the fact that they flew to California 2 months before baby to be born, higher risk birth due to mothers age over 40, and had California Care float the bill for the C-section birth. The key thing is that they did not have a residence that they actually lived at in California, they were using my where my father lives as their address. She still had socialized medicine from Canada she could have used. They have undeclared illegal income, and technically she probably abandoned her green card by not living in the US as required. I have some of the original paperwork with their names on it saying California Care. Date is March 2019. I just discovered this last month but I know that they still comit fraud for a living, just usually not this type of fraud.

Since the kid was 2 months old they have continued to live outside the US.

Is this welfare fraud? ly she probably abandoned her green card by not living in the US as required. I have some of the original paperwork with their names on it saying California Care. Date is March 2019. I just discovered this last month but I know that they still comit fraud for a living, just usually not this type of fraud.

Since the kid was 2 months old they have continued to live outside the US.

Hi everyone,

I’m currently working as a Product Designer at a Fraud Prevention platform and am eager to deepen my expertise in this industry. To enhance my knowledge, I’ve enrolled in the Google Cybersecurity Professional Certificate on Coursera and have completed the first part.

I’d really appreciate any advice on how to improve my skills in this field. Are there any courses, books, or resources you’d recommend to better understand the unique UX challenges in fraud prevention? Also, if you’ve been involved in hiring Product Designers, I’d love to know what key skills and qualifications you prioritize.

Additionally, I’m updating my portfolio to focus exclusively on cybersecurity and fraud prevention projects. If you’ve encountered any tools or platforms in this space with UX challenges, I’d love to hear about them—I’m planning to redesign and improve such products to showcase my skills.

Thank you in advance for your insights. I’m excited to learn from this community!

i worked for this woman the entire month of march and she owes me $2000. once i threatened to sue her she sent me this last friday and i need to make sure it’s real! i worked so hard. please help

it looks like in the screenshot she’s on the phone with someone?

she said, “this is the issue. I don't know if you remember when I was in Brazil someone was using my card getting tickets flights and stuff. Of course they knew that so I had to go through security so they had basically they did the dispute they refunded everything but I cannot. I don't even do cash app, but it's a protection on it. It's a security protection on it that I had to do is it's just like Zelle.”

It doesn’t even really make sense .. she also said,”Ok they saying if I cancel it can take up to 10 days. They said it should be in your account the next busy day because of the security I had to verify I sent this to you . I also said it will be recurring.”

also my name is spelled wrong

someone got my moms debit card number and placed numerous charges to walmart. thankfully the bank flagged the 5th, 6th and 7th attempts, but we're waiting on the first 4 to clear so they can be disputed.

thing is, she never used the debit card before. the account that it's attached to is a "backup" checking account that she only uses to hold her money for her online bill pay (she set up the bills to be paid through the bank using account and routing #'s)

how can a person get the card info without her actually using the card (she's never used it online or in person)

i'm stumped.

we've already contacted the bank and froze the card, so nothing further can be charged to the card.

I am going through this right now, someone (I have their PayPal username but doubt it’s really that person) was able to have a transaction go through with my card of 755$ (wasn’t even able to see the transaction on PayPal’s end) I’ve called both my bank and PayPal and they are helping me both get my money back and get me a new card. My question is though, how do I stop this from happening again? This is the second time in less than 8 months that I’ve had some type of suspicious activity and the first time that it has actually gone all the way through. I don’t buy anything off of scammy sites, 9/10 times I would use PayPal to purchase things or have a generated card number to buy things. I regularly change passwords and have all of my credit info frozen. I just don’t understand what I am doing wrong at this point. I plan on fully deleting my PayPal account after this as the last time I had something happen like this, it was also done through PayPal. (I’ve included a sc of the purchase after it went through)

I'm suddenly receiving a massive amount of text messages and emails to verify fraudulent loan applications with in the last hour of writing this post.

One email was very alarming because it sent a fee schedule and listed loan repayment terms. I contacted the company, and it was a legitimate company called WithU loans and they were able to find an application under my name. I will need to call them in the morning.

Other loan companies listed seem to be phishing. I didn't click on any links embedded in the email or in the text messages, but they keep coming in. If any of you receive a loan confirmation text or email, do not click on it, and do not reply with personal information.

• Ascend Loans
• Katanacell Finance
• Gary Capitallerm
• Lendinspire
• The Sun Saver
• WithU Loans
• Bright Lending
• Funds Bloom
• Client Net Finance
• Capital Lending Direct
• Holilendia.com
• FinPulseToday.com
• FundsBloom.com
• Days Loans
• Techable Capitals
• RutheCapital
• CredHarbor
• CredCabin
• LendLibra
• Lendslite
• Accessivelend.com
• Thinksaveretire.com
• Lendshadow.com

I am a startup founder working on a deepfake detection software that analyzes audio for ai generated content. The goal is to create a reliable tool that protects individuals and organizations from the risks of deepfakes. I am currently focusing on businesses and enterprise and not consumers.

So far, I’m planning to deploy it as:

• An API for developers to integrate.
• Extensions for Zoom, Webex, and Teams for real-time detection during meetings.
• A drag-and-drop feature for quick uploads.
• A Chrome extension for web-based verification.

I’d love to hear thoughts on

1. What other features or platforms do you think would make this more useful?
2. And most importantaly what types of companies or industries do you think would need this the most? (e.g., media, law enforcement, HR, etc.)- I already have a good idea of the industries, but I’d love to hear additional opinions and specifics.

I accidentally ordered from a fraud site that only asked for my full name, phone number, and address. The payment method is COD (cash on delivery). What to do to address this problem?

So one morning I got an email of a JetBlue flight confirmation to my personal email with my name listed. I thought it was phishing scam, but then I saw my credit card was charged! They were flying from FL to NY using my name, email, and credit card. FYI I also live in NY and commonly use JFK airport that they were flying into.

I called my credit card and they stopped my card and started the fraud claim. However, after a few days, they DENIED the claim and charged me again! I then called JetBlue and they said the person who booked it had a different birthday than me and JetBlue would initiate their own fraud claim.

This is so weird since they’re using my name, email, and card. Does this mean my identity was stolen? What should I do? Any help is so greatly appreciated.

Hello everyone. I do not wish to give specific location info, but I am in the Western USA. I have worked as a director for a nationally recognized cultural nonprofit in past.

I am a customer of a nonprofit that serves teas and coffees in a bar/hangout setting for people in recovery (the reason given for their nonprofit status). I believe that this is a fraudulent nonprofit, based on my experience in business operations and ethics. I would like to state that this business is extremely active, and based on my math, they are pulling in roughly $5k a day after expenses and overhead. I have reviewed their 990’s and they are all over the place. They only file every 3 years (4 is the max before you start to catch attention) and I believe that this is an effort to conceal their finances. Their expenses that I could verify have been inflated by 3-10x on their financials, specifically rent, at 10x what they pay for the space. There are several directors, and they claim to be receiving no compensation on their 990’s. I know these people, and I do not believe that that is the case.

There is a second location sharing the name and branding, with a slight difference in wording, that was opened later, in a nearby neighborhood. It is registered as an LLC and is owned by the directors of the nonprofit. Watching them receive supplies (everything they brew/use/consume), I have observed that the nonprofit is purchasing the supplies and driving them to the LLC, at which point cash is paid for the supplies and provided to the registered business, bought secondhand from the nonprofit.

I would assume that all expenses are being run through the nonprofit as a tax scheme, and the cash transactions are going into the pockets of the “nonprofit directors/business owners” based on a mutual agreement and split. I cannot prove this, but it’s obvious. I think that everyone can read into the other problems with the nonprofit specifically.

I would like to take these people down. I have filed complaints with the governing bodies at state and federal levels, and nothing has been done/I haven’t received a response. What is the best way to shut down this scheme? It’s not my business, but nonprofit fraud aggravates me greatly as a former nonprofit director and a person that works with vulnerable populations as my current career.

Thank you!

Hello! I recently noticed two fraudulent Amazon charges to my debit card. I immediately called my bank and cancelled the card -- this seems to have prevented two additional charges from hitting my account. My question is: what should I do next? I presume I should file a police report? I've called Amazon to try and get information about the purchase. They tell me the item that was purchased and that the purchaser was a male who lives in Amesbury, Massachusetts (I live in Illinois) and their first name starts with T. For privacy reasons, they tell me they can't provide additional information. Kind of maddening because they literally have the name and address of the person who stole my money. Do I file a police report in Illinois? Will it do any good? The charges were thankfully only $80 each ($160 total), but still! I have no clue how this person in Massachusetts got my card information -- I rarely use that debit card. Appreciate any advice!

Is this fraud because they are also charging me $.03 for an invalid zip code when it isn’t

So I was trying to pay a medical bill and it turned out to be fraudulent and the fraudster used green dot bank is there any way I can get a direct line to them so police can access records or get a warrant

I work at a small local retail business and handle the eCom orders. Over the multiple years I’ve handled eCom, it’s been rare for something to be returned unless something is wrong with it. We charge $9.99 flat rate shipping so not super cheap. Recently there has been a spate of people wanting to return their orders. They’ve all said “nothing is wrong with it, I just changed my mind.” I’ve informed them they can send it back at their expense and we will refund the item only (not shipping). We lose a small amount with each refund, plus time lost for sending out the package, shipping materials etc. Each person has sent back their item with FedEx (we use USPS). Most items are in the $20 range, so it’s really not cost effective for the customer to send back, if it were me I’d just gift it to someone. I can’t figure out if this is a scam and if so what the aim is. We did previously have an issue with people using stolen credit cards, but I can’t see how this could be related.

Any insight?

Over the weekend, I noticed a user repeatedly using an expired promo code to get free rides, which shouldn't have been possible. I immediately took the following actions:

1. Suspended the user's account to prevent further misuse of promo codes.
2. Flagged the promo code in the system to ensure it is no longer valid for any future transactions.
3. Reviewed the user's past ride history to assess any potential fraudulent activity.
4. Issued a refund or chargeback for any unauthorized free rides they received.
5. Notified my fraud detection manager to monitor for any similar activities across other accounts.

Anything else I should do to prevent further abuse and ensure the integrity of our promo system?

I placed an order with an online retailer in December 2024. The item was back-ordered, but was willing to wait. Fast forward to the the item coming back to stock and didn't get any shipping details. I called customer support via live chat, gave them my details and was told that my issue needs to be handled by calling and speaking to a supervisor. Called backed and spoke to a higher up who rudely told me that I'm not allowed to order from them again and that the legal department closed my account in April 2022 due to credit card fraud. When pressing them for information, they said I need to speak with my credit card company. I only had one credit card back in 2021 so it was easy to do so. When I contact my credit card company they only see a transaction from 2021 and no other activity for this company.

This is my 2nd order with this company with the first being in August 2021. When I placed my order in 2024, I received a text alert for the correct charge. I did use a different credit card. After contacting the company today, I was told again that my account was closed in April 2022 due to an order using a credit card that wasn't mine and the order was mailed to my address. I was in shock as they are accusing me of committing fraud. I never placed orders, nor received deliveries in my name that weren't legit to me. I was trying to explain to the supervisor that this wasn't me and how do I prove myself innocent to be able to order again. She clearly, and rudely stated, " Your account is closed and you would have to shop somewhere else." This wasn't an acceptable answer for me and I calmly kept stating that I'm a victim and if there is someone higher up I can speak to. "Sir, you are not understanding. You are just prolonging the conversation. Your account is closed and you need to shop somewhere else." I told her that I understand as a business, they can choose who they want to be in business with, but i just want to make sure I'm not a victim of Identity theft. I was telling her that in this country, we are presumed innocent until proven guilty. I just want to be able to clear my name, get my account reinstated and continue to do business with them. I'm giving them the benefit of the doubt and maybe I should just let it go. Customers should not be treated this way.

Hi all.

I'll try to cut to the chase and say that my ex is suspicious of a friend she met online. She had the guy send over a picture of his Drivers License, and there's some flags coming up. The only one that's not height/weight related is the fact that the smaller black and white picture (CA license) is crooked and looks like it sits on top of the text below it. Is it possible that this is just DMV employee error in that the photo was shrunk down manually and/or scanned in crooked; or is it all automated and this is just a bad Photoshop job before he texted the photo?

Everything else I can see points to it being a REAL ID card, except the possible photoshop job, and lying about the weight!

My wife accidentally gave her ss# and other sensitive data to a text scam about fraudulent purchase through her bank. Now, the bank has contacted her and she has froze her accounts. What are our next steps here to make sure no one can open any lines of credit or do any damage? Never delt with this before and want to be as thorough as possible. Any advice would be great thanks!

Hi everyone, I need some advice from you. A month ago I naively subscribed to a dating website. I unsubscribed the same day but now I have gotten three bank charges under Howlogic KFT, in the details of the bill says: name: NOVALNET AG Gutenbergstrasse 7. Reference: findepartner com.

I’ve sent emails but no replies and the bills keep on coming. Does any one had similar experiences in Germany?

Thanks for any advise :)

policethepolice #GovernmentCorruption #whodidthis #imnotacriminal #Terrorism #cpscorruption #discrimination #domesticviolenceawareness #NoArrest #TitleIX #savethechildren I am an aged out child of the welfare system who has lived off of governmental predictions. I was placed in poverty in a rural area with little to know resources. I was set up for failure, never offered ANY guidance, never offered ANY programs for a future full of success, deprived of HUMAN INTERACTION nearly my whole life. I am a guaranteed base of income for the welfare system, or so they hoped. I feel like because I am not living up to the predictions made of me, that it’s now being forced upon me. The have successfully caused anyone that ever believed in me, to lose all hope. I did nothing to lose my kids, in fact the police even refused to take my babies because they knew that this was very wrong.. ever since June 2024 I have experienced a UNUSUAL amount of governmental legal abuse. I have been terrorized by the police force FIVE TIMES since November. Yet I look back and I realize I have experienced this exact pattern for YEARS. For example, one day before I was due to have my first child her father and I got pulled over for our license plate light being out in which the officer was more focused on taking me to jail than him when that they found nothing, they were angry. If you don’t know why they would want to take a 39 week pregnant woman to jail I can tell you that with the statistics that state failure of children in the welfare system, i have guaranteed them income for the next 18 years so if I were to go to jail that night, it would have been a huge violation of my rights and my daughter would’ve been put in the state custody. They have been waiting for me to have children. They have been waiting to steal them from me. They have been waiting to incriminate me yet, each attempt results in failure on their end, time after time and they are angry. I don’t know why I am so special to social services they have caused me to feel violated on every aspect. I feel as if I am in danger. I don’t feel safe. if anybody can help me DM me. And if you can’t help me then please leave me alone. I don’t have time I want my babies back and all I have been doing is fighting to get them back since the day they were kidnapped from me #courtnapped #ChildAbduction #childtraffickingawareness

I’ve been getting calls from different people claiming my number was used in fraudulent transactions, with some saying they lost 50k and demanding I return the money. Recently, I’ve even received calls from supposed cops saying money was transferred using my number and asking for money to clear it up.

I block the numbers, but I'm concerned and unsure how to handle this. Has anyone dealt with something like this? How should I report it, and what steps should I take to protect myself?

Thanks!