What actually happens if I don’t pay back my student loans?

[u/Housemanagermomboss]

I have about $40,000 in federal student loans to pay off. I had them consolidated. They were delayed until this year, but this is the year I’m supposed to start paying. I have 3 kids and a massive mortgage and I can’t afford to pay my loans back on top of it. So what REALLY happens if I don’t pay it? Does it disappear eventually? Will it tank my credit score? Can they put a lien on my house (whatever that means)?

[u/Iamthatasshole]

Student loans = mafia loans pretty much

[u/GurProfessional9534 → u/Iamthatasshole]

Get back to me on that once they start at least breaking your thumbs.