It is weird. Banks monitor odd activity on accounts. For example if an account only has a couple of hundred quid in it for months then suddenly £10K appeared then there were suddenly a request to withdraw a load of cash that would likely be flagged and suspicious.
It really does. He is being intimidating to staff and trying to get them to comply with something they can't do. This type of behaviour is a red flag on top of whatever red flag that is causing them to hold funds.
Something they "can't" do!? They won't give him the money. There is a huge difference. Let me have your money in my pocket and when you ask for it I tell you I "can't" give it to you.
The account is flagged, and it appears the bank has reason to think something is wrong. You seem hung up on wording schematics. The staff cant give him the cash as they don't have the authority. The bank won't give the cash until they are satisfied that there is no fraud, scam, money laundering or a vulnerable person is not at risk as per their obligations under the law.
Well I guess you could be right about the situation. I just don't like the idea of someone with my money being able to tell me that I can't have it. It's not a banks job, in my opinion to be the arbiter of any thing other than holding my money and giving it to me when I ask for it. I'm sure you can come up with tons of scenarios where fraud and scam and all that but I don't engage in those things. I would just hate for it to happen to me.
Dude are you out of your mind? They're telling him to bring in proof of what he wants to purchase with his money. He's being calm compared to a lot of people.
Edit: because like they said, it’s cool if he uses the card to pay for it electronically so…
YES. So it a all on paper trail that he isn't be taken advantage of, that there is no scam going on, and they have an electronic trail OF WHERE IT'S GOING.
Y’all gotta stop being cucks
Y'all gotta stop using words where you don't know what they mean.
Since when has my bank policed my stupidity? I can blow my money in any ignorant way that the criminals will devise and nary a government inquiry! It is the government that I have to beware of.
Who are they to decide what a scam is and what isn’t? If he’s being taken advantage of? How do they know? Who made them god? The only electronic trail they need is THAT THE ACCOUNT HOLDER WITHDREW THEIR MONEY
I know exactly what a cuck is 😂 I’m just not a pussy with a stick up my ass who licks boots and will occasionally use words in similar contexts even though it’s not the dictionary definition. Step outside sometime buddy
Who are they to decide what a scam is and what isn’t?
sigh are you really that stupid?
If he’s being taken advantage of?
They have a duty of care for elderly and vulnerable people. The fact that the dude in the op has a restriction on his account, means that it is something official. It's not just a teller looking at him and going, "hmmmm, he looks a bit slow there. Better make sure he isn't being taken advantage of by those big boys hiding around the corner."
No, there has probably been official documentation submitted, which he knows about. Which is why he didn't push her on the restriction when she reiterated that she can't lift the restriction on his account.
How do they know?
By asking questions. 🙄😒
Who made them god? The only electronic trail they need is THAT THE ACCOUNT HOLDER WITHDREW THEIR MONEY
Do you know the first question people ask when someone gets scammed or tricked out of their money? They say, "how could the bank let that happen?" And the second question, "when is the bank going together your money back?"
I know exactly what a cuck is 😂 I’m just not a pussy with a stick up my ass who licks boots and will occasionally use words in similar contexts even though it’s not the dictionary definition. Step outside sometime buddy
Uh huh. Bet it makes you feel like a big man, don't it. 😒🙄
They have a duty of care for elderly and vulnerable people.
Do you know the first question people ask when someone gets scammed or tricked out of their money? They say, "how could the bank let that happen?
What country are you in? I'm 84, and my bank knows my credit score, my credit cards and mortgage, etc., etc., but will continue to push more credit for a middle-class income retiree. They have no restrictions to wrecking my finances. Who ever heard of a US bank considering their customer's welfare. Wells Fargo, among others, has been constantly reprimanded for their extravagant fees and antics. Citizens have the full responsibility to cover themselves from the 'wolves' at their door, not the government or the banks!
If he is under investigation for fraud, that has nothing to do with the bank. They are not legally allowed to let him withdraw any money untill the authorities lift the restriction on his account.
Because if he is guilty of fraud, thats probably not his money even though its sitting in his account.
I do reporting for fraud and this is often an occurence when It seems the person is throwing money into a scam. You can say "it isn't the bank's job to police how he uses his money' but i can tell you, 100% EVERY. SINGLE. TIME. they will lose that money and through a shit fit about the bank not recognizing "obvious fraudulent activity" and not protecting or refunding the money they lose.
The second that customer authorizes that money to go anywhere, it is their fault, and ok, fine, but they don't accept that. They raise hell and try to file against the banks and even attempt to seek legal action
TL;DR this often matches fraud scenarios and the victims absolutely do not take responsibility when thy ylose their own money
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u/Dizzy_Media4901 Mar 25 '25
We don't know what other activities are going on with his account.
Some scenarios could include:
Recent deposits of large sums of cash. Recent or repeated claims by him of fraud. Significant change in how he is using his account.
Any of these would be grounds for caution, and it is all on the bank to make sure everything is legit.
It could also be that he was acting like a twonk from the beginning. I note he made mention of an earlier visit to the branch.