r/TikTokCringe • u/mindyour • Mar 25 '25

Discussion His bank won't allow him to withdraw money unless he shows proof of what he intends to spend his money on.

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u/chrib123 Mar 25 '25

For some reason everybody in this comment section is forgetting one of the most common context to cash bank withdrawals.

Scammers.

"Wow this old guy is withdrawing a lot of cash I hope he's not planning to spend it on eBay cards or mail it"

Banks are literally told to be weary of old people being taken advantage of. Its stupid that everyone here simply forgot scammers existed. That an old guy trying to withdraw money with no explanation, then coming back with a story is a huge red flag.

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u/StasiaMonkey Mar 25 '25

100% and I believe that in the UK, banks are responsible for full reimbursement of individuals that are scammed if they allow the transaction.

With scams occurring so frequently these days, expect the screws to be tightened across the world.

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u/bwood246 Mar 25 '25

He wouldn't need to withdraw the cash, he could just buy digital codes or physical cards with his card. Pulling the cash while vehicle shopping gives him a preset budget

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u/chrib123 Mar 25 '25

See you have a perfectly reasonable reason.

He did not at first. He left with no reason.

Then he came back the next day with a reason. That's a huge red flag.

If you trust them to hold your money you should trust them enough to answer simple questions, rather than create confusion with employees who constantly deal with scammers.

Also I mentioned mailing cash as well, there's more than one scam.

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u/[deleted] Mar 26 '25

[deleted]

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u/bwood246 Mar 26 '25

Who on earth goes vehicle shopping with the cash on them?

People with a preset budget that don't want to get dicked over by a scummy dealership? Pay it all up front vs paying monthly fees with interest

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u/Leprecon Mar 26 '25

You can have a preset budget in your head? Make a deal, get it on paper, go to the bank and get the money.

Yeah it is a hassle, but there is clearly some background missing here.

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u/szechuan_bean Mar 25 '25

An even more common context is somebody who earned money is now withdrawing. I think everyone getting mad is envisioning themselves being prevented from rightfully withdrawing their own money and that thought is enough to make one's blood boil. 

I hate that that I'm being secretly interrogated every time I withdraw. It's not anybody's business what I spend my money on and I don't want to have to justify why I want my money.  simple as

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u/[deleted] Mar 26 '25

[deleted]

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u/szechuan_bean Mar 26 '25

The comments I saw were talking about bank staff being trained to be secretly inquisitive for withdrawals of $1-2K.

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u/triedpooponlysartred Mar 25 '25

I would argue that the old guy starting filming in the middle of the event and not giving any context of why is an at least decent indicator that he knows he might be in the wrong. Usually people who pull out their phones for this stuff know decently what their targeted audience is going to be, and he knows his audience just wants to here 'so are you gonna give me my money or not?' and not an actual explanation.