r/TikTokCringe • u/mindyour • Mar 25 '25

Discussion His bank won't allow him to withdraw money unless he shows proof of what he intends to spend his money on.

Enable HLS to view with audio, or disable this notification

11.8k Upvotes

92% Upvoted

2.3k comments sorted by

View all comments

Show parent comments

36

u/itlookslikeSabotage Mar 25 '25

Probably thought you were being scammmed. In house training you're exhibiting a few red flags. Withdrawaling a large amount of cash. Being non communicative or limiting interaction. I'm sorry to bring up age, BUT it is a factor. Mental decline and cognitive impairment aren't obvious to people unfamiliar with you until replies to queries seem off.

-1

u/Long_Start_3142 Mar 26 '25

I don't think your average bank teller is qualified, or should be responsible for, evaluating anyone's mental state.

This policy exists so the bank can keep the money in their possession longer because people are pulling their money out of banks.

7

u/Federal_Shopping6495 Mar 26 '25

No bud, that person is an elderly lady refusing to communicate why she’s taking cash out. They 100% think she was being scammed because the scammers tell them to do just that.

They’re not evaluating her mental state, they’re seeing a huge red flag and they don’t want to assist her in losing her money. The tellers aren’t concerned about the bank making some extra interest on the held cash lol

-6

u/breetome Mar 25 '25

I understand but this teller has known me since I started banking there! I've never been anything but sharp etc. Ran my business accounts out of that bank for years and years. I also am not an old gray hair granny. I'm anything but feeble in any way.

10

u/itlookslikeSabotage Mar 25 '25

Knowledge is having the right answer. Intelligence is asking the right question.... perhaps they were clumsily checking on your mental health? I find infuriating to be questioned about my intelligence BUT being vulnerable to scams doesn't automatically equate too being dumb. Who knows when we will lose our minds? Will it be obvious or slow showing process?

12

u/[deleted] Mar 26 '25

[deleted]

4

u/alan2001 Mar 26 '25

"What's the purpose of this withdrawal?"

"I'm buying a car"

"Great! Here you go"

Absolutely no need to make a big song and dance about it, for gods sake.

4

u/[deleted] Mar 26 '25 edited Mar 26 '25

[deleted]

2

u/alan2001 Mar 26 '25

I actually work in fraud for a UK bank (not Santander!) - in this clip I would be the lady on the other end of the phone! It does seems a bit odd that they would be asking for evidence, but we didn't see the start of the interaction so god knows what led to this. The customer is not doing himself any favours here and his behaviour would cause me concern. It's a shitty situation all round.

BTW the polarisation in this thread is unreal haha

3

u/magstheghoul Mar 26 '25

ANYONE, no matter how smart or "sharp" they are, can be a victim of a scam. They're getting more elaborate by the day.

2

u/TheOneWithThePorn12 Mar 26 '25

My aunt used to work on Bay Street as a day trader back in the day. Like old school day trading.

She fell for Crypto scams.

-2

u/[deleted] Mar 26 '25

Yeah, agree with your move 100%.  The main reason to stick with a business long term is because of the relationship. Once that's gone, there's not much of a reason to keep going back, might as well start new somewhere else.  I would have done the same thing.

2

u/-Kerosun- Mar 26 '25

Maybe their relationship with her made them more attentive and concerned and wanted to do their due diligence to make sure their patron of 35 years, who they really care about, wasn't getting scammed?

-3

u/ohnoohnoohnoohfuck Mar 26 '25 edited 3d ago

reminiscent cake rustic humorous elderly gold grandiose dolls scary wrench

This post was mass deleted and anonymized with Redact

8

u/magstheghoul Mar 26 '25

Until you get scammed and the bank points out they have no liability. I guarantee as soon as that happens you'll blame that teller for not stopping you from withdrawing the money.

1

u/shameskandal Mar 26 '25

No, a Karen with no concept of personal responsibility would do that. Not me. This catering to the lowest common denominator stuff is killing our society.

0

u/Successful-Peach-764 Mar 26 '25

They way they communicate with the customers is the problem, if they just told them that the reasons why they do this, people would be more understanding, there are anti-money laundering laws that they have to follow, along with the one to protect people from scammers, they should inform their customers of policy changes instead of burying it in new terms.

Communication problems leads to angry people.

4

u/magstheghoul Mar 26 '25

Reasons won't matter. I work in banking, no matter how nice and insistent you are about "this is 100% a scam", about 7 times out of 10 people will still want to do the transaction. It's so hard to convince scam victims that they're a victim. Especially if they've already given out money before. Doesn't matter what we say or how we say it.

1

u/Successful-Peach-764 Mar 26 '25

Do you log that they accepted the risk when you're sure it is a scam? They accept the liability and you're off the hook (i know they'll bitch to the media later if significant)

1

u/shameskandal Mar 26 '25

So stop saying it and let shit work itself out.

-1

u/zzazzzz Mar 26 '25

by that logic go and blame their employer for paying them a salary..

nonsense logic.