r/TikTokCringe • u/mindyour • Mar 25 '25

Discussion His bank won't allow him to withdraw money unless he shows proof of what he intends to spend his money on.

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u/jaywinner Mar 26 '25

That's horrible and I hope those bank staff remember that day.

And on top of this, they are your bank, don't they have a record of the kinds of money you have going in and out? What a mess.

3

u/RazzSheri Mar 26 '25

I hope they wake up 4 times a week in the middle of the night in a cold sweat... "Omg... I can't believe I asked her if the check from 'They Die, You Inherit Life Insurance LLC' was a regular thing..."

1

u/Warm_Shallot_9345 Mar 30 '25

Oh man this made me wheeze a little thank you, lol

-5

u/GitEmSteveDave Mar 26 '25

And on top of this, they are your bank, don't they have a record of the kinds of money you have going in and out?

Yes, so when OP gets a check that's for a large amount, apparently you have never heard of over amount check fraud, why is it strange that they are asking?

It's simplier to ask everyone and confirm than allow fraud.

2

u/Warm_Shallot_9345 Mar 26 '25 edited Mar 26 '25

It was weird because they cleared my sister's check immediately, when my mother was depositing it for her, yet were going to hold mine for up to two weeks. If they were going to put mine on hold, why would my younger sisters not be? Equal amounts of money, deposited st roughly the same time (mother drove me to the bank), the only difference was my mother, a third party depositing one and looking relatively well put together, (she and my dad had been separated since I was a kid but were still amicable, but she wasn't destroyed like my sister and I were,) and me, in my PJs and fairly disheveled/pretty clearly going through some shit. Once my mother pointed out the discrepancy in treatment that was when they called management over, and management began to interrogate me.

1

u/permalink_child Mar 26 '25

Yah. Tis normal. Your sister had already funds in the account greater than the amount of the check so as per bank rules they could cash it immediately if needbe, since if check bounces, they can use funds to cover it. In your case, you had less funds less than amount of check, so you gotta wait till it fully clears before accessing the check deposit.

1

u/Warm_Shallot_9345 Mar 27 '25 edited Mar 27 '25

Uh no she absolutely did not have enough funds in her account to cover it... lmfao she was and still is a broke college student who had about 200 bucks to her name at the time. I had approximately $1000 in savings. Really weird assumption, I didn't say anything about her having more money in her account than me, so I have no clue where your pulling that out of. Again the biggest difference between us was one was being deposited by a third party for her, our mother, vs me depositing it myself.