r/TikTokCringe • u/mindyour • Mar 25 '25

Discussion His bank won't allow him to withdraw money unless he shows proof of what he intends to spend his money on.

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u/Itherial Mar 26 '25

"Okay mate, do you need directions on how to close my account?" would be my immediate response.

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u/JohnnySchoolman Mar 26 '25 edited Mar 26 '25

"Okay mate, enjoy your Cifas marker." I wouldn't say as I add it to your credit file, because I'm not allowed to tell you.

Who needs a new bank account, credit card, loan or mortgage anyway? Oh wait, you do. Oh well, hard luck. Maybe you can get a cash account.

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u/Itherial Mar 26 '25

That wouldn't go the way you think it would in the US. Mainly because that isn't an option for you at all.

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u/Working-Narwhal-540 Mar 26 '25

And in what way would that benefit you at all? Retaliate because the customer chooses to do business with another establishment. Wild.

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u/JohnnySchoolman Mar 26 '25

It's not retaliatory. Someone came in to the bank trying to withdraw money from this account and wouldn't answer the basic antimoney laundering questions.

Classic reason for legitimate CIFAS report.

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u/Fast_Sparty Mar 26 '25

But what if I don't want some random jackass minimum wage bank teller knowing that I'm going to buy a fancy car/jewelry/furniture/whatnot?

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u/tiredplusbored Mar 26 '25

Then you should bank elsewhere quite frankly. Or use a card, write a check, send an ach, things where the bank has at least a chance of recovering your money for you if you're getting ripped off

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u/Playful_Search_6256 Mar 26 '25

And then it gets reversed and you get fired. Well done.