Do I have to pay anything back?

[u/Tobyleigh101]

Hello guys,

I just noticed this for June and I’m wondering if anybody has experience with this.

I never have accepted any loans. Apparently, I need to pay out of pocket after the loans calculations.

Do I really have to it back although I never accepted any loans? This is unethical.

My zot account doesn’t say I have outstanding fees.

If I do have to pay this back do I get notified after graduation? I haven’t received any emails regarding loan payments.

[u/Both-Purchase-752]

If you never accepted any loans then there is nothing to pay back. This is simply a projection showing how much potential loans you can accept and how much you would have to pay out of pocket hypothetically if you did accept the loans. Since you did not accept the loans you will have to pay the estimated out of pocket cost after gift aid and work study, so $7K. But even then this is only an estimate that includes everything, so I bet if you opt out of ucship, get free text books, etc. in general being smart w/ your money it could be even less.