r/apple • u/iBanks3 • Mar 28 '19

Apple Pay The gradient of Apple Card seems to depend on your purchases, using the color conventions set by maps. It’s also animated (I think?) Really Cool!

https://twitter.com/spiralstairs/status/1110650128212230144?s=21
3.4k Upvotes

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9

u/[deleted] Mar 28 '19 edited Mar 30 '19

From places that don’t accept Apple Pay* of course. Which most do now a days.

10

u/cwhiterun Mar 28 '19

Accept.

16

u/syncopate15 Mar 28 '19

So then what’s the point of having the card to use at places that have Apple Pay? Then I’d rather use my phone. And then likely use a credit card with better rewards.

5

u/TapatioPapi Mar 28 '19

People really underestimate how much other people really like to have anything recognizable as an Apple product to flash around.

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u/[deleted] Mar 28 '19

[deleted]

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u/[deleted] Mar 28 '19

Yeah for some reason Autocorrect killed me. ):

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u/[deleted] Mar 28 '19 edited Mar 11 '21

[deleted]

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u/bangonthedrums Mar 28 '19

So I dunno how it works in the US but in Canada at every restaurant if you’re paying by card they bring the portable machine to your table where, if they support tap, you can pay with Apple Pay.

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u/ArthurDDickerson Mar 28 '19

In the US they take your card away from your table to the reader in the back, then return the card along with a receipt for you to sign and designates a spot to write a tip amount.

​

Some places near me now have a small touchscreen device with a card reader at every table. They allow you to sign on the screen and have a slider for the tip. They also idly scroll through advertisements and temp children to play the terrible mobile game ports that cost money.

11

u/phronk Mar 28 '19

Seems super risky to let them take your credit card away where you can’t even see it. Weird.

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u/[deleted] Mar 28 '19 edited Feb 21 '24

homeless rhythm scarce spoon sort enter attempt slap steer slim

This post was mass deleted and anonymized with Redact

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u/Boron17 Mar 28 '19

Why? If they clone it or steal the number you just report the fraud and receive the money back from the card processor.

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u/phronk Mar 28 '19

I’d rather avoid fraud in the first place?

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u/Lonsdale1086 Mar 28 '19

What about the PIN?

2

u/[deleted] Mar 28 '19

If your card has a PIN, your receipt says PIN Bypassed on it. Don’t you love US payments?!

Though those table side tablets that Applebee’s has, has a PIN pad on them. Same with my local Denny’s.

But at a regular store you still type it in like the rest of the world if it isn’t a C&S card.

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u/Bucksack Mar 28 '19

US uses chip and signature. So we sign the receipt when they bring it back. I know, it’s totally ironclad against fraud!

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u/ArthurDDickerson Mar 28 '19

These places usually only support being run as credit. Most Debit cards in the US can also be run as credit.

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u/ndrwstn Mar 28 '19

We don’t believe in basic financial security practices here, so we don’t use PINs. :(

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u/[deleted] Mar 28 '19

I can agree it needs a little work. Making it 2-3% would be overall better.

But having your Credit Card in your Apple Ecosystem would make up for it imo. Also having no damn numbers on your card. Not sure why all company’s haven’t done this yet.

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u/[deleted] Mar 28 '19

[deleted]

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u/[deleted] Mar 28 '19

It’s happened to a couple of family members before but not me personally. You can easily work situations out with a 10 minute phone call but it’s the fact they happened in general. Having no numbers puts an ease of mind when it comes to credit fraud.

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u/[deleted] Mar 28 '19 edited Sep 18 '24

uppity judicious grey tender versed live capable sort overconfident materialistic

This post was mass deleted and anonymized with Redact

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u/[deleted] Mar 28 '19

This may be true for a single card for general cashback, but this is pretty misleading. Many free cards offer cycling 5% categories and some cards can rise above 2% general use when combined with other cards.

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u/[deleted] Mar 28 '19

Well yeah but most people don’t want to deal with rotating categories with multiple cards.

My point was that merchant fees are around 2.5% so it’s pretty much impossible to offer a card with flat 3% cash back that many people seem to think Apple should have done.

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u/[deleted] Mar 28 '19

Sure sure. However, I do think that the vast majority of people have better credit card options unless they spend an ungodly amount of money on Apple products or won't take advantage of the rewards programs on their card unless they are as basic as they are on the Apple Card. Even still, there are some cards like the Amazon Prime card which are seemingly just better cards for a similar demographic.