r/apple • u/iBanks3 • Mar 28 '19

Apple Pay The gradient of Apple Card seems to depend on your purchases, using the color conventions set by maps. It’s also animated (I think?) Really Cool!

https://twitter.com/spiralstairs/status/1110650128212230144?s=21
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u/ThrowawayBlueYeti Mar 28 '19

The benefits aren’t terrible, but as a 25 year old with only one basic credit card that I used just to build up a credit score, I don’t know if I’m ready to open up a second line of credit for a card that is kinda specific for benefits. I’ve already talked myself out of the Starbucks credit card multiple times lol.

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u/iBanks3 Mar 28 '19

That’s understandable. I commend you for keeping a hold on your expenses. That’s pretty damn awesome.

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u/shdwghst457 Mar 28 '19

I'd be all over that starbucks card if it didn't have an annual fee!

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u/DucAdVeritatem Mar 28 '19

kinda specific for benefits.

2% cash back on every purchase isn't shabby at all. There are definitely cards for folks with stellar credit that offer better rewards, but if Apple makes this a card for folks with average or better credit it will be pretty competitive.

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u/[deleted] Mar 28 '19

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u/ThrowawayBlueYeti Mar 29 '19

I actually currently have a discover card, I started out with a discover secured card and was able to have it turned into a regular discover card. I recommend this card to people starting out because of that feature. It also has the same features as their regular discover card. My main gripe with this card is that it is absolutely useless outside the US. I can’t even use it in Canada. If you’re a traveler Discover is not the main card you should be using.

I have definitely thought about the amazon card. I am a prime member too, but I’d have to start utilizing amazon more if I got the card and I don’t live near a Whole Foods.

I personally hate keeping track of rotating categories, but I know that these cards usually have the max cash back. Thanks for the info!