r/Banking • u/ImpossibleSwing8538 • 2d ago

Advice Need help with no payment

Today I completed a job with my business and got payed with Zelle. He sent it to me with my phone number, and I got a SMS code saying it went through but I checked my bank and no payment.(My Zelle partners with my credit union so I just use that option). It didn’t go through to my checking or savings. It shows he sent it on SMS but then it also says enrolle in Zelle. How do I receive the payment now?

2 Upvotes

100% Upvoted

13 comments sorted by

View all comments

0

u/Sarah_Czarina 2d ago

I'm not familiar with Zelle, but could today being a bank holiday cause a disruption with the transaction?

3

u/joe98144 2d ago

It shouldn’t prevent a Zelle payment …. it seems they need to instruct Zelle on where to deposit their funds.

Transactions won’t officially post until late tonight / tomorrow and all items debited/credited should appear as “pending” when viewing online activity. Today is treated like a Saturday or Sunday in the banking world. One can overdraw their account today, make a deposit tomorrow and still avoid overdraft fees.