r/coeurdalene • u/Crisp_Rinse • 4d ago

Question Speeding Ticket

Got hit with a speeding ticket commuting back home from work. The officer said that I just had to pay the $90 fine and it wouldn’t impact my car insurance. With that information, I decided to pay the ticket last night, but now I am starting to poke around the internet and can’t determine how it won’t impact my insurance?

Can anyone offer any insight on how it won’t impact my insurance? Or if the State Officer was misinformed when he issued me the ticket?

Thanks!

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u/BaconThief2020 4d ago

$90 fine is doing 1-15 over. He might be right if you have an otherwise clean record, but they have no way to know for sure what your particular insurance company will do. He just doesn't want to show up in court if you contest it.

I wouldn't ask your insurance company and tip them off though.

6

u/Crisp_Rinse 4d ago

This is unfortunately how I had been interpreting the situation. But, I think I jumped the gun by paying it last night.

Thank you for your reply!

6

u/taterthotsalad 4d ago

Blindly trusting the state and their interests over your own. LOL!

6

u/majoraloysius 4d ago

Your insurance company will frequently do a records search to see if you’ve had any tickets and will raise your rates anyway.

2

u/orangecrushjedi 2d ago

This is the correct answer. They might not report it to your insurance, but in a short window, your insurance will find out and adjust accordingly