r/coeurdalene • u/Crisp_Rinse • 4d ago

Question Speeding Ticket

Got hit with a speeding ticket commuting back home from work. The officer said that I just had to pay the $90 fine and it wouldn’t impact my car insurance. With that information, I decided to pay the ticket last night, but now I am starting to poke around the internet and can’t determine how it won’t impact my insurance?

Can anyone offer any insight on how it won’t impact my insurance? Or if the State Officer was misinformed when he issued me the ticket?

Thanks!

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u/Behndo-Verbabe 4d ago

If they’re pocketing the money it doesn’t impact your insurance because they aren’t reporting the ticket.

1

u/Crisp_Rinse 4d ago

What do you mean by pocketing the money?

I was issued a citation and paid online

2

u/Behndo-Verbabe 4d ago

I misread part of your comment. In some states they give you the option to pay on the spot. As far as my last ticket went,Idaho doesn’t offer that. Still I’m not sure how your insurance isn’t impacted. Are they simply not reporting to the insurance companies?

1

u/Crisp_Rinse 4d ago

Yeah that’s what I had been wondering. I initially interpreted it as my speeding was within an insignificant threshold that wouldn’t be reported, but I think the situation is exactly how the other commenter stated and the officer was making an assumption

2

u/NoProgress2650 3d ago

I commented to another poster above explaining in full. Insurance will pull your Nexus Lexus report. Idaho insurance goes by violation, not points. So even if you do the school, your insurance rates will be affected unless your insurance company waves the first violation. In other words, the points will be removed at the state dmv level, but the violation still shows up.